WalletGrower

Trust & Will

Affordable Online Estate Planning Without a Lawyer

4.6

Trust & Will is the leading online estate planning platform, serving 500,000+ families. Create legally valid wills, trusts, and guardianship documents in 20-30 minutes. State-specific, affordable, and accessible to everyone regardless of net worth.

Create Your Estate Plan Today

The Bottom Line

Best affordable online estate planning for families needing wills and trusts. Trust & Will provides legally valid, state-specific documents for $199 (will) or $499 (trust). Perfect for families who can't afford traditional attorneys ($1,500-$3,000+). Simple guided process takes 20-30 minutes. Best for straightforward estates; complex situations may still need attorney review.

At a Glance

Will Cost$199 one-time
Trust Cost$499 one-time
Guardianship DesignationFree (included with any plan)
Time to Complete20-30 minutes
Attorney ReviewAdd-on available (cost varies)
State-SpecificAll 50 states
Annual UpdatesFree for 1 year, then $19/year

Deep Dive Review

Trust & Will democratizes estate planning by making it affordable for everyone. Traditional estate planning with attorneys costs $1,500-$3,000+. Many families skip planning entirely because of cost. Trust & Will solves this by offering $199 wills and $499 trusts, making basic estate planning accessible to the 90% of Americans who don't have adequate plans.

Legally Valid Documents

Trust & Will generates state-specific documents that meet all legal requirements for wills, trusts, and guardianship designations. Documents are executed according to your state's witnessing and notarization rules. Courts accept Trust & Will documents for probate and trust administration. This legitimacy is crucial for peace of mind.

Simple Guided Process

The Trust & Will questionnaire takes 20-30 minutes. Answer straightforward questions about family structure, assets, and wishes. The platform generates state-specific documents automatically. No legal knowledge required. Mobile-friendly interface makes it easy to complete on any device.

Critical Feature: Guardianship Designation

Parents with minor children can designate guardians if something happens to them. This is included free with any Trust & Will plan. Without this designation, courts choose guardians—often contrary to parents' wishes. This feature alone justifies using Trust & Will.

Will vs Trust: What's Right for You

A will is essential for everyone. It names guardians for minor children, designates beneficiaries, and appoints an executor. A trust is beneficial if you have significant assets, want to avoid probate, have real estate in multiple states, or have complex family situations. Trust & Will offers both.

Optional Attorney Review

While Trust & Will documents are legally valid without attorney review, you can add attorney review for additional confidence. This is ideal for complex estates or those uncomfortable with DIY planning. Attorney review adds cost but is still cheaper than full attorney planning.

Easy Updates and Amendments

Life changes. Marriages, births, divorces, and financial changes may require document updates. Trust & Will provides free updates for one year, then $19/year. This makes keeping documents current affordable and simple.

Trust & Will has served 500,000+ families and maintains strong security. Documents are encrypted and stored securely. However, estate planning is serious business—complex situations or significant assets warrant attorney consultation.

Pros and Cons

Pros

  • Much cheaper than attorneys ($1,500-$3,000+)
  • Legally valid in all 50 states
  • Quick completion (20-30 minutes)
  • State-specific documents
  • Guardianship designation included free
  • Attorney review available as add-on
  • Mobile-friendly process
  • Established company (500K+ families)
  • Free updates for first year

Cons

  • ×
    Not suitable for complex estates
  • ×
    No in-person legal counsel
  • ×
    Trust cost ($499) higher than some competitors
  • ×
    Annual fee ($19/year) after first year
  • ×
    May need attorney review for peace of mind
  • ×
    Limited to straightforward situations

How Trust & Will Compares

Trust & Will is the best affordable option for straightforward wills and trusts. LegalZoom offers more attorney involvement but costs more. Nolo provides DIY templates but less guidance. Traditional attorneys offer personalized advice but cost 5-10x more. For most families, Trust & Will is the optimal balance of cost and legitimacy.

Explore estate planning options

Protect Your Family with an Affordable Will or Trust

Create legally valid estate planning documents in 20 minutes. Just $199 for a will, $499 for a trust. No attorney fees required.

Start Your Estate Plan

Who Should Use Trust & Will?

Best for: Families wanting affordable estate planning without attorney costs. Parents needing guardianship designations for minor children. People with straightforward financial situations (house, savings, retirement accounts). Those wanting to create or update documents quickly and easily.

Maybe not for: Complex estates with significant assets or real estate. Business owners with business succession planning needs. Families with blended family dynamics requiring specialized planning. Those wanting ongoing attorney relationship.

Cost comparison: Trust & Will $199-499 vs LegalZoom $300-1,000+ vs Traditional attorneys $1,500-3,000+. For basic wills and trusts, Trust & Will saves thousands while providing legally valid documents.

Protect Your Kids with Guardianship Designation

Name guardians for your minor children if something happens to you. Included free with any Trust & Will plan.

Get Started Today

Frequently Asked Questions

Is Trust & Will legally valid?

Yes, Trust & Will documents are legally valid in all 50 states. They meet state-specific legal requirements and can be used with courts and financial institutions. For complex estates, attorney review is optional.

How does Trust & Will compare to LegalZoom?

Trust & Will is faster (20-30 min) and more affordable ($199 wills, $499 trusts) than LegalZoom ($300+ wills, $1,000+ trusts). Both provide legal documents. Choose Trust & Will for simplicity and cost; choose LegalZoom if you want more attorney involvement.

Do I need a will or a trust?

A will is essential for everyone. It names guardians for minor children and designates beneficiaries. A trust is beneficial if you have significant assets, want to avoid probate, or have complex family situations. Trust & Will offers both options.

Is an online will legally valid?

Yes, online wills created through Trust & Will are legally valid if properly signed and witnessed according to state law. Trust & Will guides you through correct execution. Always follow your state's witnessing requirements.

How much does Trust & Will cost?

Will: $199 one-time. Trust: $499 one-time. Guardianship: included free. Attorney review: add-on available. After year one, annual updates cost $19/year. Much cheaper than traditional attorneys ($1,500-$3,000+).

What's included in the best online estate planning 2026?

Best platforms include will and trust creation, state-specific legal documents, guardianship designation, attorney support options, and easy updates. Trust & Will leads on affordability and user-friendliness.

Review Methodology

We evaluated Trust & Will on document legality and validity, ease of use and guided process, state-specific customization, pricing transparency, customer support quality, and industry reputation. This review was updated in 2026 to reflect current features and competitive positioning in the online estate planning market.

Stop Delaying Your Estate Planning

500K+ families have used Trust & Will. Affordable, legal, and fast. Protect your family's future with a will or trust.

Plan Your Estate Now

500K+

Families Served

$199

Average Will Cost

20-30 min

Time to Complete

Our methodology: We research, test, and verify every opportunity to ensure accuracy and value.

WalletGrower is independently owned and operated. We maintain editorial independence from our affiliate partners.

Learn more →

Build a Secure Financial Legacy

Get WalletGrower's estate planning strategies, wealth protection tips, and family financial security guidance.