Cashback Apps
Earn rewards on your spending
Quick Answer
Cashback apps automatically return a percentage of your purchases to you. From grocery shopping to restaurants to online purchases, these apps make saving effortless by turning everyday spending into rewards.
Product Comparison
| Feature | Product | Potential Savings | Setup Time | Difficulty | Rating |
|---|---|---|---|---|---|
| Rakuten | Rakuten | $200-$500/year | 5 min | Easy | 4.5/5 |
| Capital One Shopping | Capital One Shopping | $100-$300/year | 2 min | Easy | 4.3/5 |
| Ibotta | Ibotta | $150-$400/year | 10 min | Easy | 4.4/5 |
| Upside | Upside | $150-$350/year | 5 min | Easy | 4.2/5 |
| Fetch Rewards | Fetch Rewards | $100-$250/year | 3 min | Easy | 4.3/5 |
| Copper | Copper | $20-$120/year | 3 min | Easy | 3.8/5 |
Rakuten
Potential Savings
$200-$500/year
Setup Time
5 min
Difficulty
EasyRakuten is the largest cashback platform with partnerships at 3,500+ stores. Get 2-40% cashback on online purchases through their portal.
Pros
- • Highest cashback rates for online shopping
- • Wide retailer selection
- • Quarterly bonus rewards
Cons
- • Must shop through their portal
- • Monthly payout processing
Capital One Shopping
Potential Savings
$100-$300/year
Setup Time
2 min
Difficulty
EasyBrowser extension automatically applies cashback codes and coupons at checkout. Works on thousands of sites.
Pros
- • Completely passive—no extra steps
- • Finds coupons automatically
- • Works during normal shopping
Cons
- • Lower cashback than Rakuten
- • Only for online purchases
Ibotta
Potential Savings
$150-$400/year
Setup Time
10 min
Difficulty
EasyIbotta offers cashback on groceries and household items. Scan receipts or buy through their app at partner stores.
Pros
- • Higher grocery cashback than competitors
- • Bonus multipliers for consistency
- • Works with most major grocers
Cons
- • Requires active engagement
- • Location-specific offers
Upside
Potential Savings
$150-$350/year
Setup Time
5 min
Difficulty
EasyUpside specializes in gas station and restaurant cashback. Link your card and earn rewards automatically.
Pros
- • Fully automatic after card linking
- • Great for frequent diners and drivers
- • No friction required
Cons
- • Limited to specific merchants
- • Lower rates than grocery apps
Fetch Rewards
Potential Savings
$100-$250/year
Setup Time
3 min
Difficulty
EasyFetch scans grocery receipts and rewards you with points for purchases. Works with any store.
Pros
- • Accepts receipts from any store
- • Simple and fast
- • Instant point crediting
Cons
- • Lower earnings than Ibotta
- • Requires consistent use
Copper
Potential Savings
$20-$120/year
Setup Time
3 min
Difficulty
EasyCopper lets you earn cashback by uploading receipts from any store. Snap a photo of your receipt and earn rewards instantly. With a low $5 minimum payout and instant PayPal transfers, Copper makes it easy to get paid for shopping you already do.
Pros
- • Accepts receipts from any store
- • Instant PayPal payouts
- • Low $5 minimum cash-out threshold
Cons
- • Lower per-receipt rewards than Ibotta
- • Phone-only app required
How to Maximize Savings
- 1
Combine multiple cashback apps—use Rakuten for online, Upside for gas, Ibotta for groceries
- 2
Shop through cashback portals before making online purchases; this costs you nothing extra
- 3
Stack promotions when possible; some stores double cashback during specific periods
- 4
Redeem regularly at lower thresholds to ensure payout before offers expire
Earn Cash Back While You Save
Get 2-40% cash back at 3,500+ stores plus bonus rewards every quarter.
Start Earning Cash BackRelated Saving Methods
Want more savings tips?
One actionable saving strategy per week. Free.
Join 10,000+ readers. No spam, unsubscribe anytime.