American Express
American Express Blue Business Cash
Amex Blue Business Cash offers 4% on U.S. supermarkets (first $50k/year), 1% thereafter, 4% on gas, 4% on internet/cable/phone, and 1% elsewhere. No annual fee makes it solid for office supply heavy businesses.
The Bottom Line
Amex Blue Business Cash targets specific business expense categories. The 4% on internet, cable, phone, gas, and supermarkets is strong, but the caps ($50k on supermarkets, $25k on gas) limit very high-spend businesses. For small operations with moderate business expenses, it's excellent; for large corporations, cap limitations are frustrating.
At a Glance
| Annual Fee | None |
| Internet, Cable, Phone | 4% cash back |
| U.S. Supermarkets | 4% (capped at $50k/year) |
| U.S. Gas Stations | 4% (capped at $25k/year) |
| All Other Purchases | 1% cash back |
| Card Network | American Express |
| Network | American Express |
| Rewards Rate |
4% on Key Business Expenses
Ready to get started with American Express Blue Business Cash?
Amex Blue Business Cash offers 4% on U.S. supermarkets (first $50k/year), 1% thereafter, 4% on gas, 4% on internet/cable/phone, and 1% elsewhere. No annual fee makes it solid for office supply heavy businesses.
Get American ExpressPros & Cons
Pros
- 4% cash back on internet, cable, phone
- 4% cash back on gas stations
- 4% cash back on U.S. supermarkets (first $50k/year)
- 1% cash back on all other purchases
- No annual fee
Cons
- Annual caps limit earning
- Amex network acceptance lower in some sectors
- No bonus categories beyond specified
- Limited business-specific perks