Closed to new applicants · Updated October 1, 2026
Bestow: no longer selling
Bestow no longer sells life insurance to consumers. It sold its insurance company to Sammons Financial Group in 2024 (renamed Lantern Insurance Company) and now provides software to insurers. Existing policies remain in force.
What you need to know
Bestow now sells software to insurers, not policies to consumers. Its old policies remain in force. For a similar fast, no-exam online application, look at Ethos or Ladder.
Watch out for
- Any article recommending Bestow as a place to buy coverage is out of date.
Alternatives to Bestow
Ladder Life
Rated 4.6/5 · AM Best A+ to A-
Best for parents who want high coverage online and the option to reduce it later.
Ethos
Rated 4.5/5 · AM Best A+ to A
Best for applicants who want coverage fast with no exam, including people in their 60s to 80s.
Fabric by Gerber Life
Rated 4.4/5 · AM Best A+
Best for young parents who want term coverage and a will in one place.
Bestow FAQ
Keep reading
Sources
- Bestow: availability: bestow.com/faq
- Bestow: who issues policies: bestow.com/lantern
Every coverage limit, age, price and rating on this page was read on the insurer's own site, its SEC filings or AM Best's own release on September 30, 2026; regulatory figures come from the IRS, NOLHGA, the Social Security Administration and state insurance departments. We do not use comparison sites as a source. Insurers change products and prices; confirm details on your quote before you buy.
Updated October 1, 2026.